Terms & Conditions

Terms and Conditions for Credit Panda LLC

Welcome to Credit Panda LLC's website, www.creditpanda.com. These terms and conditions (the "Agreement") govern your access to and use of our website and services. By accessing or using our website or services, you agree to be bound by this Agreement. If you do not agree to this Agreement, you may not access or use our website or services.

1. Use of Our Website and Services

You may use our website and services only for lawful purposes and in accordance with this Agreement. You may not use our website or services in any manner that could damage, disable, overburden, or impair our website or interfere with any other party's use of our website or services.

2. Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of Credit Panda LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content on our website without our express written permission.

3. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that our website or services will be uninterrupted or error-free.

4. Limitation of Liability

In no event shall Credit Panda LLC or its directors, officers, employees, agents, or affiliates be liable to you or any third party for any indirect, consequential, incidental, special, or punitive damages, including but not limited to damages for loss of profits, loss of data, or other intangible losses, arising out of or in connection with your use of our website or services.

5. Indemnification

You agree to indemnify and hold Credit Panda LLC and its directors, officers, employees, agents, and affiliates harmless from any claims, liabilities, damages, and expenses (including reasonable attorneys' fees) arising out of or in connection with your use of our website or services.

6. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Delaware, without giving effect to any principles of conflicts of law.

7. Modifications to this Agreement

We may update or modify this Agreement from time to time by posting a new version on our website. Your continued use of our website or services after any such changes shall constitute your consent to such changes.

8. Termination

We may terminate your access to our website or services at any time, without notice, for any reason or no reason.

9. Entire Agreement

This Agreement constitutes the entire agreement between you and Credit Panda LLC regarding your use of our website and services and supersedes all prior agreements and understandings, whether written or oral.

10. Severability
    If any provision of this Agreement is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.
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11. Contact us
    If you have any questions or concerns about this Agreement or our practices, please contact us at support@creditpanda.com

Effective Date: April 24, 2023.